February 27, 2011
Air Pollution May Increase the Risk of Infertility and Heart Attack
Air Pollution May Increase the Risk of Infertility and Heart Attack
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Home Page > Health > Alternative Medicine > Air Pollution May Increase the Risk of Infertility and Heart Attack
Air Pollution May Increase the Risk of Infertility and Heart Attack
Posted: Jun 04, 2008 |Comments: 0
| Views: 162 |
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Air is our main contact with the environment in which we find ourselves. Every day, we breathe in 15 kg of air; that’s more than our daily food intake. Air, in cities and confined environments where houses are really close together, consists of particles of different sizes charged of chemical pollutants. The finer particles will come into contact with the alveoli and will allow some pollutants go directly into the bloodstream, resulting in diseases. Our environment is directly linked to emergence of diseases. Purifying the air in your house becomes vital. Thanks to new technological methods, it is possible to purify the air you breathe by reducing the number of micro-particles.
Pollution of indoor environments
The environment in developed countries has changed profoundly over the past few decades. The habitats have become tight, insulated and have not allowed the walls to breathe. The urbanization, industrial pollution air pollution and the massive use of chemical pollutants have accentuated the importance of these new diseases created by man. In the United States, the result is appalling. Asthmatics have been numbered in the millions, not counting heart attack, infertility, asthma, Multiple Chemical Sensitivity disease.
Air pollution may increase the risk of heart attack
The fine particles of pollution can cause blood clots, many researchers have discovered. The discovery helps explain how air pollution can cause blood clotting and possibly heart attacks. New medical studies have shown that air pollution from trucks exhaust, buses, cars and certain factories increase the risk of heart disease and fatal heart attacks. Air pollution tends to provoke inflammation of the lungs. Once inflamed by pollution, the lungs secrete interleukin-6, a hormone of defense of the immune system that may aggravate the inflammation and makes it more conducive to blood clotting.
Air pollution can cause infertility, asthma and certain cancers
The more closed a domestic environment is, the more the air is polluted with major pollutants (acids, organic chemicals, metals, gases, and soil or dust particles); it must be purified in a consistent manner. Otherwise, the air is stagnant, full of moisture and becomes a factor conducive to new biological, chemical and organic pollutants. These pollutants can cause respiratory and inflammatory diseases – rhinitis, allergies, asthma, infertility, cardiovascular disease, kidney disease, diabetes and certain systemic diseases (diseases that affect a number of organs and tissues, or affect the body as a whole).
Some combined chemicals have an ebullition power at low temperature and evaporate at room temperature. Their sources are from furniture, construction materials (paints, adhesives, flooring) and general maintenance. They are factors of serious diseases. Among them, only formaldehyde can be detected by a search for Immunoglobulin E (IgE). Formaldehyde is a carcinogen chemical compound. It does not affect the breathing capacity but potentiates the effects of other pollutants.
Some other toxic chemical that can be found in the air we breathe at home are glycol ethers. Glycol ethers are toxic for red blood cells, bone marrow and lymph. They can cause infertility in men and women. They are easily transmitted by contact with skin.
What can you do?
We deliver a complete air purification solution, removing a wide variety of particles, sub-micron particles, chemicals, gases, micro-organisms and odors. This includes such things as dust, mold, pollen, tobacco smoke, chemical vapors, gases, viruses and bacteria. Visit our http://www.vitalfoodstore.com/Austin-Air-Purifiers-austin-air-air-purifiers-s/50.htm” >Austin air purifiers store today, and save 5%.
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Raphael is a nutritionist who strongly believes in natural healing. He also believes that the best cure of any disease is prevention. To learn more his own personal beneficial experience with air purifiers, Please visit his air purifiers website.
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Will Ill-health, Smoking, or Drinking Increase Your Life Insurance Premiums?
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Home Page > Finance > Insurance > Will Ill-health, Smoking, or Drinking Increase Your Life Insurance Premiums?
Will Ill-health, Smoking, or Drinking Increase Your Life Insurance Premiums?
Posted: Jan 07, 2009 |Comments: 0
| Views: 116 |
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If you have a family history of health problems or if you drink or smoke heavily you might be under the illusion that critical illness cover or life insurance cover may be extortionately expensive. Marketing manager at Scottish Equitable Protect, Heather Armstrong, says this isn’t always the case, “Many of those drinking, smoking or eating ‘too much’ may well shy away from cover for fear of being unduly penalised for their bad habits. However, they will most likely find that these vital forms of financial protection cost far less than they think.”
GE Frankona, a specialist re-insurer, says only 25 per cent of the working population have life insurance cover and only 11 per cent have critical illness cover, even though it is generally believed that if you are working and/or have dependants and a mortgage, this security is essential. Many, many people are taking uninformed risks.
If a person were to die their life insurance will pay out on their death and hopefully will be enough to pay a mortgage off, and/or provide any dependants with financial security. In the case of critical illness cover it pays out and helps at this time. Even though medicine is advancing all the time and people are recovering from life-threatening illness, they are often unable to work temporarily or are forced to stop completely; this is when a tax-free lump sum can create the financial security needed.
If a person does drink or smoke premiums may be slightly higher but not as standard and from one insurer to another they vary a lot for critical and life cover. Scottish Equitable doesn’t raise premiums until a person is drinking the equivalent of 4 pints daily. For a non-smoking 35-year-old, consuming less than 45 units weekly, for 100,000 pounds of life cover, the basic rate is 17.70 pounds per month. If you drink between 45 and 65 units weekly it increases to 25.35 pounds per month.
In comparison, it will cost a 25-year-old non-smoker 18.70 pounds per month for 100,000 pounds of critical illness cover. For a smoker this increases to 32.60 pounds monthly, but the premium only rises again if you smoke over 40 a day.
A family history of conditions such heart disease or diabetes does not mean that premiums will definitely be higher. A 34-year-old psychiatrist, Victor Aziz, comes from a family that has many members suffering from diabetes although his brother and his parents do not. Recently, he and his wife took out life and critical insurance cover with LifeSearch from Norwich Union, giving them cover of 125,000 pounds. Their monthly premium costs 37.50 pounds and Mr Aziz was quite surprised that his family medical history did not influence what they pay.
Managing director of LifeSearch, Tom Baigrie, says if you can’t afford to do both, it is wise to cover your mortgage with life insurance and then take as much critical illness cover as is affordable.
“Everyone who can afford it should have critical illness cover,” he says. “If you’ve got dependants you should have life and critical illness cover. The only people who may not require critical illness are those with excellent, not just normal, employee benefits.”
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Latest Insurance Articles
More from Michael Challiner
How Does Disability Insurance Work? – Gaurav Bhola
Disability Insurance is one of the critical Insurance Policies to have, Income Protection safeguards your nest egg. (05:07)
How to Get a Health Insurance Plan without an Insurance Broker
Learn how to get a health insurance plan without an insurance broker in this video with Bob Hurley from eHealth Insurance.
(02:04)
How to Understand Health Insurance Jargon
Learn how to understand health insurance jargon in this video with Bob Hurley from eHealth Insurance.
(03:19)
How to Afford Short Term Insurance with Only 6-12 Months before Medicare
Learn how to afford short term insurance with only 6-12 months before Medicare in this video with Bob Hurley from eHealth Insurance.
(02:57)
How to Determine Health Insurance Premiums
Learn how to determine health insurance premiums in this video with Bob Hurley from eHealth Insurance.
(02:46)
Life Insurance With Critical Illness Cover – Want Affordable Life Insurance?
Are you needing Life Insurance With Critical Illness Cover? Acquiring a good life insurance plan can secure the welfare of your loved ones. A fitting life insurance policy can assist your family in a time of hardship. When you are not able to, the insurance can protect the financial health of your dependents. It is an important task to find all the relevant policies that are accessible for you. These policies should meet and cover your dependents’ needs.
By:
Sarah Parkerl
Finance>
Insurancel
Mar 30, 2010
Life Insurance with Critical Illness Cover
Most people will have a life insurance policy, especially if they have taken out a mortgage. This will cover them in the event of their death, usually within a specified period of time. Not everyone however, will have added critical illness cover to their policy. It can be an expensive addition but it could save you plenty of money in the long term if you were to be diagnosed with a critical illness.
By:
Ava J Slaterl
Finance>
Insurancel
Oct 30, 2009
Life Insurance with Critical Illness Cover
Most people will have a life insurance policy, especially if they have taken out a mortgage. This will cover them in the event of their death, usually within a specified period of time. Not everyone however, will have added critical illness cover to their policy. It can be an expensive addition but it could save you plenty of money in the long term if you were to be diagnosed with a critical illness.
By:
Carl Smithl
Finance>
Insurancel
Oct 30, 2009
Are Your Children Insured From Critical Illnesses
Cover for your children is the most undervalued aspect of critical illness insurance. But as most policies automatically provide the cover as a free extra, we suspect that some policyholders don’t even know they’ve got it!
By:
Benny Myersl
Healthl
Apr 22, 2010
Critical Illness Insurance: A Health Insurance Policy
There are number of diseases covered under Critical Illness policy. In 1983 when this policy was first introduced, it covered Heart Attack, Cancer, Stroke and Coronary Artery by-pass surgery. Today number of other diseases have been added to this list and covered by many insurance companies.
By:
bharat prajapatil
Finance>
Insurancel
Aug 31, 2010
The Progress of Critical Illness Insurance in East Asia
Critical illness cover appeared in East Asia during the year 1988. Since then, it may have been a success for the market. Besides, countries such as Malaysia, Hong Kong, Singapore and Taiwan all form part of the East Asian insurance industry. Companies in nearly all these countries may have been marketing critical illness cover successfully. Let’s have a look at the development of critical illness cover in East Asia.
By:
Mike Armstrongl
Finance>
Insurancel
Jan 17, 2008
Will Critical Illness Cover be a Lifeline in Your Condition?
The need to clarify the wording of policies, particularly those relating to critical illness cover. The innovative introduction of placing illnesses into categories, which will give consumers a greater choice of cover.
By:
Michael Challinerl
Finance>
Insurancel
Dec 19, 2008
Texas Health Insurance Has New Ideas To Protect Your Health
Residents of Texas are getting help from Texas Health Insurance providers to stay well with additional insurance coverage plans, health assessment tools, and mail-order medications. Health Insurance in Texas is offering more options to help you get the greatest benefit for your health care dollars.
By:
Wiley Longl
Financel
Feb 11, 2010
Converting Term Life Insurance to Permanent Insurance
It seems that most people, when buying term life insurance, are either not aware or do not care about a very important option term life insurance plans offer for free – convertibility. Overlooking this benefit can be a great mistake. Read on…
By:
Philippe Derayl
Finance>
Insurancel
Jan 16, 2011
Alternative for Annual Car Insurance Policy
When you have a car you should have car insurance policy, this is the policy that every car owner or car user must have while travelling. Buying for car insurance is the most responsible thing to do when you drive a car, this will protect you including the other vehicle driver involved in car accident from bankruptcy because of paying for the damages incurred if you do not have car insurance.
By:
A2Vl
Finance>
Insurancel
Jan 15, 2011
Free online Auto Insurance Quotes – How To Get Best Quotes ?
Customers planning to buy auto insurance can get free online auto insurance quotes from various companies. Customers can approach local agents of an insurance company for an estimate. Brokers, too, are an option as they have access to coverage options of various companies and will not be partial to any one of them.
By:
ahedl
Finance>
Insurancel
Jan 15, 2011
More accidental damage iphone insurance
To find more options of accidental damage iphone insurance turn to the internet. But to find the best offer on accidental damage iphone insurance, you are already home. Accidental damage iphone insurance reinforces the protection and cover you provide to your phone.
By:
webinxs14l
Finance>
Insurancel
Jan 15, 2011
Mobile phones have changed considerably since they first invented to date. A lot of research has been done to improve the phones, their looks, their features, their ability and even their sizes.
By:
webinxs14l
Finance>
Insurancel
Jan 15, 2011
Modern and cheapest iphone insurance
Cheapest iphone insurance is now available courtesy of research, creativity and innovation of an upcoming company. A survey of iphone insurance prices today reveal that they are still very high in comparison to insurances that are paid for some phone models that are equally expensive if not more.
By:
webinxs14l
Finance>
Insurancel
Jan 15, 2011
Modern accidental damage iphone insurance
Accidental damage iphone insurance has been changing in shapes and sizes since inception. Since insurance is based on perceived risks, the cost of accidental damage iphone insurance was set very high.
By:
webinxs14l
Finance>
Insurancel
Jan 15, 2011
Is it possible to find lowest iphone 4g insurance covers? The answer is yes. And when you inquire further to find out if such services are dependable then you find the answer is still in the affirmative.
By:
webinxs14l
Finance>
Insurancel
Jan 15, 2011
It seems that the highest risk of being burgled is when you’re a student. If your youngster is leaving for college life, here are some pointers to help them stay secure. At one time your son or daughter went off to university weighed down by their books. Apart from the…
By:
Michael Challinerl
Financel
Dec 11, 2009
You can write your own will by buying a will form from a stationery store. You can then set about making out the will. It’s possible to buy a “kit” and this comes with the form and some guidance. We would never advise anyone to rely on a “d-i-y” will…
By:
Michael Challinerl
Financel
Dec 08, 2009
Stormy Weather Ahead, Check Your Home Insurance
When the sun is shining and the kiddies have the paddling pool out, winter storms are a long way from most people’s thoughts. Not just winter, either, as the August storms of just a few years ago caused absolute havoc. Maybe it’s time to turn your thoughts to some property…
By:
Michael Challinerl
Financel
Dec 06, 2009
Creepy Crawlies in Your Property
Some-one said you’re never more than a certain distance away from a rat. I can’t remember what the distance was, or who actually said it, but I certainly don’t like to think about it. Where ever you live, you can have trouble with pests and these infestations are becoming more…
By:
Michael Challinerl
Financel
Dec 06, 2009
The cost of private health insurance varies widely, according to the plan chosen. From simple cash plans, which mean routine health check ups are covered, through to fully comprehensive care, it’s all there – at a price.
Simple cash plans are easy to understand and they offer the cheapest cover. They…
By:
Michael Challinerl
Financel
Dec 06, 2009
Life Insurance – Changing Times
How are you fixed for life insurance – do you have enough? The answers probably no, as there’s evidence that there’s a very big shortfall between the amount we have – and what we really need. So even if you’re fairly up to date with your requirements, you’ll probably need…
By:
Michael Challinerl
Financel
Dec 01, 2009
Sort Out Your Life Insurance Plans
House prices rose dramatically in recent years. It’s also true to say that things have calmed down a little now, but we have some worryingly high unemployment figures, which balance this. The result of these factors explains why an increasingly growing number of people are not getting into the housing…
By:
Michael Challinerl
Financel
Dec 01, 2009
Most insurance companies offer whole of life policies. These are policies which give you a guarantee that the sum assured on the death of an insured person will be paid in full to your beneficiaries.
As whole of life cover is designed to carry through to the end of the insured…
By:
Michael Challinerl
Financel
Dec 01, 2009
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